IT & Technology Insurance Solutions

In a world powered by technology, innovation brings both opportunity and risk. From software failure to data breaches, service outages, and intellectual property disputes, the challenges facing IT and technology businesses are complex and fast-moving.

Dubois helps tech firms stay resilient in the face of digital disruption. Our specialists understand how the convergence of cloud computing, AI, and the Internet of Things (IoT) has reshaped risk and why traditional insurance solutions often fall short.

Whether you’re a start-up scaling fast or a multinational IT provider, we design cover that reflects how your business operates, ensuring you’re protected from day one through every stage of growth.

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Who we work with

Tech businesses.

From build to service.

We support a wide range of IT and technology businesses, including:

Software Developers & SaaS Providers

Protecting against coding errors, data loss, and service disruption.

IT Consultants & Managed Service Providers (MSPs)

Covering professional liability and client contract exposures.

Data Centres & Cloud Operators

Safeguarding against outages, breaches, and infrastructure damage.

AI, IoT, and Emerging Tech Firms

Insuring R&D, prototype testing, and connected device risks.

E-commerce and Fintech Platforms

protecting transactions, systems, and customer data.

Our clients range from tech start-ups to global innovators operating in multiple jurisdictions

What we can cover

Cyber to liability. Hardware to operations.

Technology Errors & Omissions (E&O)

Protects against claims arising from system failures, software defects, or errors in professional services.


Cover includes:

  • Legal defence and compensation costs
  • Contractual liability and service level breaches
  • Product failure and performance issues

Cyber & Data Protection

Essential cover for digital businesses handling sensitive data or operating online platforms.


Includes:

  • Data breach and ransomware response
  • Forensic IT investigation and recovery
  • Privacy liability and regulatory defence
  • Business interruption and reputational damage

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Intellectual Property & Media Liability

Protects your business from disputes over intellectual property, content, or media output.


Covers:

  • Copyright and trademark infringement
  • Defamation, privacy, and confidentiality breaches
  • Licensing and patent disputes

Directors & Officers (D&O) Liability

Protects leadership teams and boards from personal liability related to company management decisions - critical for start-ups seeking investment or scaling globally.


Covers:

  • Investor or shareholder disputes
  • Employment and governance claims
  • Regulatory investigations

Property & Equipment Insurance

Specialist protection for hardware, servers and technology infrastructure, whether in offices, data centres, or client environments.


Includes:

  • Fire, flood, and accidental damage
  • Equipment breakdown
  • Transit and worldwide cover


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Ready to discuss your next policy?

Contact us to discuss how Dubois can help you manage digital risk, protect innovation, and safeguard your reputation globally.

FAQs

Most technology firms require Professional Indemnity (E&O), Cyber, and D&O insurance as core covers. Depending on operations, property or IP protection may also apply.

No. Cyber insurance focuses on data breaches and network incidents, while E&O covers errors or service failures in your professional output or technology products.

Yes. We design global programmes that ensure consistent protection for businesses operating across multiple regions and regulatory environments.

Yes. Dubois works with underwriters experienced in emerging technologies, offering tailored solutions for connected devices, AI models, and data-driven products.

Absolutely. D&O insurance protects founders and directors from personal liability, which is especially important when raising funds or entering new markets.

Simply contact our team with details of your business activities, size, and markets. We’ll assess your risks and create a tailored proposal.