Collectors Insurance
Specialist collections. Clear options.
Every collection has a story. A first piece, a lucky find, an inherited item, a series built carefully over years.
And collections rarely stay still. Items move between home and secure storage. They travel for valuation, sale, loan, or an exhibition. Sometimes they sit quietly for years, until the day you need certainty that the arrangements still make sense.
Household cover can be limited for collections, or may not reflect how items are stored and used. We will review what you have, explain what matters, and help you compare insurer terms and requirements, so decisions are easier.
Who we work with
Private collectors.
Specialist needs
Collectors come to us at different moments. Some are building a collection piece by piece. Others have reached the point where values, storage and movement need a more considered approach.
We support:
- Private collectors of fine art and antiques
- Collectors of coins, banknotes and other numismatic items
- Philatelists and collectors of postal history material
- People who hold gold, bullion and precious metals as a collection
- Musical instrument collectors and musicians
- Wine collectors
- Collectors of specialist memorabilia and wider collectible categories
Where relevant, we also support businesses that hold corporate collections, subject to insurer appetite and local requirements
What we offer
Specialist markets. Clear cover options.
Collectors insurance is not one-size-fits-all. We can arrange cover through our Lloyd’s collectors insurance programme, alongside other specialist insurers and local markets where needed.
Fine art and antiques
Cover can be arranged for paintings, sculpture, works on paper, antiques and similar items.
Collectible items
For specialist collections that may sit outside standard household categories, including memorabilia and other defined collectible types.
Coins, paper money and numismatics
Cover can be arranged for collections of coins and banknotes.
Stamps and philatelic property
Cover can be arranged for philatelic and postal history material, including stamps, covers, postmarks and related items.
Gold, bullion and precious metals
Cover can be structured around agreed security and storage arrangements.
Musical instruments
Cover options can reflect instruments kept at home, in storage, and when travelling.
Wine collections
Cover can be arranged for wine collections.
Common needs we can build around
Depending on the collection type and insurer requirements, cover may allow for:
- Home storage, secure offsite storage, or split arrangements
- Transit, including items that move for purchase, sale, valuation or loan
- Exhibitions and shows, where relevant
- A way to account for new acquisitions, with agreed reporting requirements
Ready to talk through your collection?
If you would like to discuss insurance for a private collection, we can outline options and arrange cover with insurers, including international markets where appropriate.
FAQs
Household cover does not always reflect collection values, specialist categories, or how items are stored and used. We can review what you have and explain the options.
Yes, in many cases. Terms can be structured around home storage, secure offsite storage, or split arrangements, subject to insurer requirements.
Depending on the collection type, cover may be arranged for transit, including personally accompanied movements and shipped items, subject to agreed conditions and security requirements.
Where relevant, cover can be extended to include exhibitions, subject to insurer terms, conditions and security requirements.
In many cases, arrangements can allow for new acquisitions or changes, subject to insurer acceptance and any reporting requirements.
A summary of what you collect, approximate values, where items are kept, and whether anything travels. If you have schedules, valuations, or purchase records, those can help when obtaining terms