Private Client Insurance Solutions
Every individual and family has a unique story and unique risks to match. From city apartments and holiday homes to art collections and yachts, Dubois provides insurance solutions that protect what matters most to you.
Our Private Clients team offers a discreet, personal service built on trust, experience and continuity. We understand that true peace of mind comes from knowing every detail is taken care of, from the quality of cover to the responsiveness of your advisor.
Whether you’re based in one location or have assets across multiple countries, we deliver seamless protection with the global reach to insure your lifestyle wherever you are.
Who we work with
Private wealth.
Personal continuity.
We work with individuals, families, and family offices who require bespoke, reliable protection for their personal assets, including:
High Net Worth Individuals & Families
Protecting homes, valuables, and lifestyle assets.
Family Offices & Trustees
Managing complex, multi-asset portfolios.
Collectors & Enthusiasts
Protecting fine art, antiques, jewellery and collections.
Yacht & Vehicle Owners
Ensuring peace of mind on land and sea.
Global Professionals & Expats
Requiring personal cover across multiple jurisdictions.
Every client receives one-to-one support from a dedicated specialist who understands the nuances of private risk management.
What we can insure
One loss can change everything. Plan for it.
Your risks rarely stay in one place. We bring home, collections, travel and liability into one coordinated programme, with one dedicated adviser keeping oversight.
Home, Contents & Estate Insurance
Comprehensive protection for primary and secondary residences.
Covers:
- Buildings, contents, and valuables
- Accidental damage and all-risks protection
- Worldwide cover for possessions
- Staff and domestic liability
- High-value or heritage property insurance
Fine Art, Antiques & Collections
Specialist protection for irreplaceable items and curated collections.
Includes:
- Worldwide all-risks cover for art, jewellery, and collectibles
- Cover while on loan, transit, or exhibition
- Market appreciation protection and professional valuation support
Yachts & Pleasure Craft
Insurance for luxury vessels tailored to owners’ lifestyles.
Covers:
- Hull & machinery
- Increased value and war risks
- Protection & indemnity
- Crew and guest medical expenses
- Personal effects and cash on board
- Fine art and valuables onboard
- Personal accident for crew and guests
Our marine specialists work with leading global underwriters to provide flexible coverage for yachts, tenders, and smaller pleasure craft.
Personal Liability & Family Protection
Essential cover for individuals and families exposed to public, social, or professional liability.
Includes:
- Personal, domestic, and umbrella liability
- Employer’s liability for household staff
- Travel, medical, and personal accident insurance
- Legal expenses and reputational support
Global Coverage & Advisory Services
For clients with international assets, Dubois provides coordinated global protection with local servicing.
Benefits include:
- Central management of multi-jurisdictional portfolios
- Consistent policy language and limits
- Access to specialist underwriters worldwide
- Confidential, relationship-led advisory
Why choose Dubois
- Exceptional, relationship-led service and innovative advice
- Assurance that your assets, income, and liabilities are fully protected
- Consistent, long-term advisory support from a stable team
- Transparent, compliant, and well-governed solutions
- Access to international colleagues and expertise across all classes of insurance
Need advice on protecting what matters most?
Contact our Private Clients team to discuss tailored insurance solutions for your family, assets and lifestyle delivered with discretion and care.
FAQs
Private client insurance provides tailored protection for individuals and families with high-value assets offering broader coverage and personalised service than standard personal insurance.
Yes. We coordinate global personal insurance portfolios for clients with homes, collections, or vehicles in multiple countries.
Our yacht policies can include hull & machinery, liability, crew medical expenses, war risks and personal effects, all tailored to your vessel and cruising area.
Yes. We specialise in high-value items, with cover that includes transit, exhibition, and appreciation in market value.
Yes. We can include employer’s liability and personal accident insurance for domestic employees.
All client information is handled in strict confidence. Our Private Clients team operates under the highest standards of privacy and governance.