Transportation Insurance Solutions
Transport keeps the world connected but it also carries some of the most complex and high-impact risks. From fleets and freight to rail networks and public transport systems, Dubois provides specialist insurance solutions that protect operators, passengers and infrastructure.
With decades of experience, our Transportation team develops bespoke insurance programmes for businesses moving people and goods globally. Whether you run a metro network, operate a haulage fleet, or manage an intercity logistics corridor, we deliver cover that adapts to operational change, regulation, and emerging technologies.
Who we work with
Operators and owners.
Networks and fleets.
We support clients across the full transportation spectrum, including:
Rail and Metro Operators
Insuring rolling stock, stations and passengers.
Public Transit Authorities and Concessionaires
Covering infrastructure, liability and revenue protection.
Freight, Bus, and Fleet Operators
Managing vehicle, cargo and driver risks.
Contractors and Maintenance Providers
Protecting against construction and service exposures.
Infrastructure Investors and Developers
Safeguarding assets and projects during build and operation.
Our clients include municipal operators, private fleet owners, and multinational transport groups with assets across Europe, Australia, and beyond.
What we can cover
From rail to road. Cover that follows.
Rail, Metro & Tram Insurance
Comprehensive cover for public and private rail systems, from construction through to daily operation.
Includes:
- Physical damage to rolling stock and infrastructure
- Liability for passengers, employees and third parties
- Business interruption following service disruption
- Construction and erection all risks for new lines or upgrades
- Environmental and political risk extensions
Our specialist reinsurance partnerships allow us to design flexible, scalable programmes that adapt as routes expand or assets evolve.
Fleet & Commercial Vehicle Insurance
Protection for vehicle-based transport businesses, including passenger and goods fleets.
Covers:
- Physical damage, theft, and collision
- Driver and passenger liability
- Replacement vehicles and downtime costs
- Third-party and environmental liability
- Cross-border or international fleet operations
Logistics & Cargo Insurance
Tailored insurance for companies managing the movement of goods by road, rail, air, or sea.
Includes:
- Loss or damage to cargo in transit
- War, strikes, and terrorism extensions
- Multimodal or combined transport solutions
- Marine consequential loss or business interruption
Infrastructure & Engineering Risks
Protection for transport infrastructure under construction or operation.
Covers:
- Construction’ and erection all risks (CAR/EAR)
- Civil liability for contractors and principal entities
- Delay in start-up and revenue loss
- Plant, machinery, and project finance guarantees
Liability & Passenger Protection
Ensures compliance with transport regulations and peace of mind for passengers and staff.
Includes:
- Passenger and public liability
- Employer’s liability for drivers and crew
- Accident and injury cover
- Legal defence and reputational protection
Need advice on your transportation insurance?
Contact our Transportation team to learn how Dubois can help you manage risk across your fleet, network, or infrastructure project wherever you operate.
FAQs
We cover public and private transport operators across rail, metro, bus, fleet and logistics sectors, from small networks to multinational operators.
Yes. We provide full construction, liability, and delay in start-up cover for new lines, extensions and upgrades.
Absolutely. Dubois coordinates international fleet and logistics programmes, ensuring consistent protection and compliance across borders.
Passenger liability protects operators from legal and financial exposure arising from injury, delay, or loss suffered by passengers.
Yes. Through our specialist reinsurance relationships, we design scalable solutions for high-value and complex risks.