Construction& Engineering Insurance Solutions
Construction is a complex business, full of moving parts, tight deadlines and high-value risks. From small contractors to multinational developers, Dubois provides insurance solutions that help you build with confidence.
With over 30 years of experience in construction insurance, our team understands the liabilities, contract terms and cross-border challenges that come with running projects in different countries. Whether your project is private or public, large or small, we work with you to protect your people, your assets and your balance sheet.
Who we work with
Owners to subcontractors.
International projects, local delivery.
We support clients across the full construction ecosystem, including:
- Owners and Developers – protecting investments from the ground up.
- Contractors and Subcontractors – covering project works, plant and liability exposures.
- Engineering and Project Managers – ensuring professional risks are fully understood and controlled.
- Plant and Equipment Operators – providing machinery cover that keeps business moving.
Our clients range from growing regional contractors (SMEs) to firms running multi-site builds with international partners and local policy requirements.
What we offer
Contract works to liability. Structured for cross-border risk.
Built around contracts, site realities and the way risk moves through a project.
Cover may include:
- Contract works, including temporary works and materials on site
- Existing structures and surrounding property exposures, where applicable
- Construction plant and equipment, including hired-in plant
- Transit and marine cargo for materials, machinery and high-value components
- Third party injury and property damage arising from site activities
- Professional indemnity for design, specification and project management exposures
- Environmental and contractors pollution liability considerations, where relevant
- Delay-related exposures, where contract terms and project structure support it
- Professional indemnity for design, specification and project management exposures
- Environmental and contractors pollution liability considerations, where relevant
- Delay-related exposures, where contract terms and project structure support it
Ready to discuss your next project?
Contact our Construction team to learn how Dubois can protect your business at every stage of the build.
FAQs
Most construction businesses need at least public liability, employer’s liability, and contractor’s all-risks cover. Depending on your role and location, you may also require professional indemnity, decennial, or environmental liability insurance.
Certain types of insurance are legally required in many countries, for example, employer’s liability (for businesses with staff) and decennial liability in specific territories such as France and Spain. Even when not mandatory, cover is often contractually required by clients or project owners.
Construction all-risks (CAR) insurance covers damage to works, materials and equipment on site during the build phase. It can also include third-party liability arising from construction activities.
Decennial liability provides a 10-year guarantee after project completion, covering defects that affect the building’s structural integrity. It is compulsory in several countries and provides reassurance to owners and financiers.
Premiums depend on project type, size, location and risk profile. Factors such as contract value, subcontractor use, safety record and claims history all affect pricing. We’ll guide you through obtaining the most appropriate and competitive cover.
If your business relies on specialist machinery, yes. This cover protects you against the cost of repair or replacement following accidental damage or mechanical failure and helps minimise downtime.