Business & Professional Services Insurance Solutions
In business, reputation and continuity are everything. From consultancies to global professional networks, Dubois provides insurance solutions that protect your operations, people and profits so you can stay focused on delivering for your clients.
We understand that professional service businesses face risks beyond physical loss. Data breaches, client disputes, leadership decisions and operational interruptions can all threaten hard-won trust. Whether you operate in one country or across several, Dubois builds insurance coverage that reflects your business model and scale.
Our experienced team combines local insight with global reach, helping businesses of every size reduce their total cost of risk and strengthen long-term resilience.
Who we work with
Service-led organisations. Professional responsibility.
We support a wide range of service-based organisations, including:
- Professional Firms – legal, accounting and consulting practices requiring client liability protection.
- Creative and Technology Agencies – marketing, IT and design firms where project delivery and IP are key.
- Recruitment, HR and Outsourcing Businesses – ensuring people and process risks are fully covered.
- Corporate Service Providers – managing multi-jurisdictional risk across finance, compliance, and operations.
In Spain and across Europe, we also design highly customised solutions for the wider services sector, a critical part of many economies and a key area of Dubois’s expertise.
Our coverage extends to:
- Trade (wholesale, retail, franchising)
- Financial activities (banking, insurance, capital management, real estate investment)
- Personal welfare, education, and health services
- Advertising, consultancy, and legal or technological advisory firms
- Hospitality, tourism, leisure, and cultural enterprises
- Media and entertainment businesses
What we offer
Practical cover options. Clear decisions.
Business Interruption & Loss of Profit
Financial stability when unforeseen events disrupt operations.
Our policies cover:
- Lost income during business interruption periods
- Continuing fixed expenses such as rent and payroll
- Optional daily indemnity or gross profit basis
This ensures your business remains financially protected while recovery or repairs take place.
Professional & Management Liability
Essential cover for client-facing businesses where advice and decision-making carry responsibility.
We arrange protection for:
- Professional Indemnity – covering errors or omissions in client work
- Directors & Officers (D&O) – protecting business leaders from personal liability
- Employment Practices Liability – protection against HR-related claims
- Entity and fiduciary cover for larger or multinational organisations
Cyber & Data Protection
Safeguard against data breaches, ransomware and regulatory exposure.
Cover includes:
- Incident response and forensic investigation
- Business interruption and data restoration
- Legal defence and notification costs
- Reputational and PR support following an event
Commercial Property & Casualty
Comprehensive cover for your premises, assets, and operations.
Typical inclusions:
- Property damage, fire, and theft
- Public and general liability
- Fleet and business vehicle insurance
- Workers’ compensation
Specialist Solutions for Call Centres
Dubois provides dedicated cover for call and contact centre operations, addressing the risk of human error through Professional Indemnity insurance.
Our policies feature:
- High insured limits
- Cover for new technologies, CRM systems and database exposures
- Extensions for vicarious liability and contractual obligations
Technical Professions
For engineers, architects, consultants, and other technical professionals, Dubois offers tailored Professional Liability programmes that match the complexity and responsibility of your work.
Benefits include:
- Cover for negligence, design error, or professional omission
- Flexible limits and deductibles based on project scope
- Locally compliant cover placed via international markets
- Competitive premiums negotiated through our global network
International Programme Coordination
For businesses operating across borders, we design global programmes with local delivery.
Dubois coordinates multinational coverage through its international network, ensuring:
- Compliance with local regulations
- Centralised oversight and consistency of terms
- Access to local claims support and risk expertise
Ready to strengthen your business resilience?
Contact our Business & Professional Services team to learn how Dubois can help you protect your profits, people and reputation, wherever you operate.
FAQs
Most firms require professional indemnity, management liability and cyber insurance as core covers. Depending on size and operations, property and business interruption may also apply.
Yes. Each sub-sector, from finance and consulting to hospitality and education, carries distinct operational risks that require tailored insurance solutions.
Absolutely. We provide Errors & Omissions and technology liability cover designed for high-volume, high-exposure service environments.
Yes. Engineers, architects and similar professions should carry dedicated liability cover for design, advice, or operational oversight exposures.
Yes. We coordinate global programmes for clients with offices or partners in multiple countries, ensuring compliance and consistency across jurisdictions.
Our team will review your operations, risk profile, and contractual obligations, then recommend the right combination of policies to protect your business.